Crypto Cards
Crypto debit and credit cards have been around for almost a decade now and they can be the easiest and most straightforward way to cash out your crypto. Over time crypto cards have moved beyond niche products to become sophisticated tools, offering everything from instant spending of digital assets to non-custodial control over your funds. These cards are often linked to major exchanges or lending platforms, offering seamless integration with existing crypto holdings. They prioritize ease of use and often come with attractive loyalty programs.
These are the crypto debit (credit) cards that we've been using and can recommend:
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Coinbase Card (US & EU)
- What it does: A Visa debit card that directly accesses your crypto balance on Coinbase, converting assets to fiat at the point of sale.
- What it's good for: Simplicity and direct spending of various cryptocurrencies without pre-loading. It's particularly user-friendly for those already active on the Coinbase platform.
- What it's popular for: Its seamless integration with the Coinbase ecosystem and straightforward reward structure. It was one of the first major exchange cards to offer rotating cashback in different crypto assets.
- Key Fees: A 2.49% liquidation fee when spending cryptocurrencies other than USDC, which is typically free.
- Ideal User: Beginners to crypto, existing Coinbase users, and those who want to spend directly from their exchange balance with minimal fuss.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.
Crypto.com Visa Card
What it does: A prepaid Visa debit card that allows users to spend fiat currency loaded from their crypto or fiat balances on the Crypto.com app. It requires staking CRO (the native token) for higher tiers.
What it's good for: Everyday spending with generous cashback rewards and lifestyle perks. Users who are comfortable staking a significant amount of CRO can unlock substantial benefits.
What it's popular for: Its tiered rewards system, offering substantial cashback (up to 5% in CRO) and rebates on popular subscriptions like Spotify, Netflix, and Amazon Prime, along with airport lounge access for higher tiers. The metal card design is also a status symbol within the crypto community.
Key Fees: Primarily a 1% top-up fee and potential foreign transaction fees after monthly limits.
Ideal User: Long-term holders of CRO, frequent travelers, and those looking to maximize crypto rewards on daily expenses.